Cricket is well known for being one of the most gentlemanly of sports, but as in any sport, there are dangers and accidents that can cause serious damage or injury to people or property. Cricket Care has been introduced by Insure4Sport to provide protection for individual cricketers, coaches, teams, and clubhouses, offering the re-assurance that they are protected during any match or training session.
Cricket Care has been designed in association with the League Cricketers Association to provide extensive coverage at unbeatable prices through several different policy options. Although comprehensive, Cricket Care is flexible and can be tailored to meet individual needs, while sophisticated technology at www.cricketcare.co.uk provides instant quotes and coverage.
“We’re excited about the launch of Cricket Care,” commented John Woosey, Managing Director, Insure4Sport. “We live in a litigious society and that next bouncer or six could cause serious damage to either a player or the surrounding area. Cricketers can be held responsible for damages or injury and the financial implications shouldn’t be ignored. Our policies are great value for money, provide immediate coverage when taken out online, and have been created to protect the amateur player in almost any scenario.”
For individual cricketers, coverage begins with the Bronze Policy for an annual premium of just £24.99, covering players’ equipment for theft, loss, or damage up to £300, as well as £2 million worth of ‘personal liability’ and £10,000 in the event of a ‘personal accident’. Additionally, cover for cricket equipment can be extended and there is an option to include protection for play outside of the UK. Silver, Gold, and Platinum policies are also available and offer further coverage, such as ‘dental treatment’, ‘hospitalisation’, and ‘personal effects’.
Cricket Care also offers tailor-made insurance for cricket coaches for an annual fee of £60, which includes ‘professional indemnity insurance (P.I)’ that ensures any claims arising from a negligent error or mistake in the advice or services provided to a customer or client are covered. It is essential that P.I. cover is in place at the time any error or mistake happens and at the time of any claim made, therefore the Coaches’ policy automatically includes £1 million worth of professional indemnity cover each year. Other items specific to Cricket Care Coaches’ Insurance include the ‘loss of income’ coverage up to £250 per week and a ‘broken bones’ benefit.
“As cricketers and cricket coaches, we have seen countless incidents over the years when an affordable insurance policy like Cricket Care would have been advantageous in terms of saving both time and money,” noted Richard Browning, Vice-Chairman, League Cricketers Association. “We would encourage all amateur cricketers to consider the implications of not being properly insured, as just a couple of minutes online will provide instant piece of mind every time you step onto the field.”
Teams can also enjoy the benefit of Cricket Care, with team coverage including ‘sports liability’, ‘sports accident’, and ‘sports equipment’, both during matches and training. Each policy is flexible, in order to cater to different teams’ budgets, including those that travel the world to compete or have several different age groups.
The ‘Clubhouse’ Policy also covers pitches from damage, as well as employee’s liability. Additional coverage is also available for portable items, such as money, frozen food, fidelity and loss of licence. From just £300 per year, Clubhouses can purchase a policy instantly online.
Cricket Care offers a variety of coverage options to meet varying budgets and can give individual cricketers, coaches, teams and clubs, ensuring that they are covered for any danger that is inherent to the game.